5 lessons Game Of Thrones taught us about money

game of thrones money lessons

While Game Of Thrones taught us a lot about how to crush a man’s skull with your hands and use significant family events to massacre large masses of people, it’s also interweaved with symbolic lessons about money that many of us could afford to listen to.

Here are the top five lessons Game Of Thrones has taught us about money.

1. Winter is coming…


winter is coming

What we’ve seen

Throughout the show, ‘winter is coming’ has shaped itself into an iconic tagline for the entire series.

From the moment it’s uttered by the late Ned Start in the first episode of season one, the expression has been thrown around like a packet of M&Ms in a cinema by a host of other characters as a sort of forewarning for a record breaking cold front that’s supposedly on its way.

What we’ve learned

While at a literal level the phrase is just an unsubstantiated weather forecast, its metaphorical meaning holds far greater value.

‘Winter is coming’ acts as a universal warning for the dawn of the White Walkers and a sort of prompt for people to get serious and get organised.

In a modern setting, ‘winter is coming’ means to be prepared for the occasional, inevitable, financial setback (like your water heater dying in the middle of July). The sooner you start getting on top of your finances, the more time you’ll have to reduce the impact of life’s financial White Walkers when they come.

2. Lannisters always pay their debts…


lannister always pays her debts

What we’ve seen

If there’s one thing the Lannisters do well, it’s getting their children killed repaying any and all outstanding debts, financial or otherwise.

In season three, Tyrion is named ‘Master of Coin’ and basically becomes the finance minister for Westeros. Within this role he has the ability to manipulate taxation, borrowing and even the financial value of money itself.

What we’ve learned

The Lannisters have taught us to pay our debts promptly and in full, and also to make sure we never incur debts we can’t repay.

While some borrowing may be considered ‘good debt’, like a mortgage, bad debt, like accruing interest on a high-interest credit card, can put you on a slippery slope to financial ruin.

Read: 5 mistakes every young Australian makes with their money

3. Always name an heir…


always name an heir

What we’ve seen

Questions of succession are forever plaguing the families in Game Of Thrones and history proves that those who wear the crowns aren’t always the best people for the job.

Even after the assassination of the ‘Mad King’, young King Joffrey, with his gruesome inclination, takes the throne and ain’t much better, nor is his younger brother Tommen.

What we’ve learned

Though the lesson toes the lines of the extreme in this instance, the fundamental lesson is still there – always name your heir.

The payoff for a little estate planning now can save your loved ones a lot of pain, and possibly tax  (it’s probably not necessary to add ‘lives’, however that certainly could have been the case in Westeros) in the future.

So if you have people who are financially dependant on you, get yourself to a decent estate planning professional and sort out a Will soon.

4. Your enemies may be out of sight but they should never be out of mind…


white walker

What we’ve seen

Daenerys Targaryen’s dragons and the White Walkers are two enemies that have been mostly out of sight and out of mind by the majority of their opponents throughout the series.

What we’ve learned

A lot of young Australians remain oblivious to their financial foes and uncontrollable global money enemies, whether they’re an international debt crisis or economic pressures across the seas.

While we can’t predict the future (like Brandon Stark, Three Eyed Raven-style), you can prepare for it well by having clear life goals and a strong self-awareness of your strengths, weaknesses and areas for improvement.

This applies to all areas in your life from relationships to career, and it definitely applies to managing your financial life too.

See: 10 things to cut from your budget

Fortunately for us (and sadly for those in Westeros), we have the internet and an ability to remain informed on our side, because remaining oblivious to financial threats could cost us a dragon or two in the future.

5. Leverage what you have…


use what you have

What we’ve seen

Daenerys Targaryen is one of the best rags-to-riches stories of the entire show.

Towards the beginning of the series, the ‘Mother of Dragons’ barely has two pennies to rub together and is spending her down time wandering foreign deserts, widowed and alone, with only a few baby dragons to her [powerful family] name.

But eventually, she manages to turn those few assets into huge gains.

What we’ve learned

It’s important to use what you have. Even if you’re not fortunate enough to descend from a strong line of powerful and/or crazy rulers, it’s never too early or late to put your financial house in order and make better life goals for yourself.


Are you a Lannister and paying off your debts? Do you owe the Iron Bank too much coin? Take our free Financial Health Check and find out if you’re saving enough for your future!


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