Meet the Clover Team: Marty Stanowich, CMO

We spoke with our CMO, Marty Stanowich about blown subwoofers, financial advice, penicillin, and why people should sign up to Clover.

You can watch Marty in this nifty video, or skip ahead and read his answers.

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What do you do at Clover?

I’m the Chief Marketing Officer. I’m responsible for introducing Clover to everyday Australians who can’t get access to high-quality, affordable financial advice.

Best financial advice you’ve ever received?

When I was doing my Masters in Canada (where I’m from), a very smart guest in my finance class told us about passive investing and why most managed funds are too expensive and under-perform. The next day I switched my investments to low-cost index ETFs and haven’t looked back.

Favourite tech invention?

I’d have to say penicillin. Antibiotics have really come in handy.

Fun fact about yourself?

I’m good at imitating accents but bad at learning new languages.

What was your first major purchase?

When I was 20 years old, I dropped $3,000 on a car stereo. In hindsight it was a terrible investment but for 10 months (until I blew out the subwoofers and the amplifier got stolen) I felt like the coolest 20 year old ever.

What investing advice would you give to your 20 year old self?

Aside from ‘don’t spend more than $500 on a car stereo’? It’d be to put 20% of your monthly income into an index fund. ETF’s didn’t exist back then and online investing was still a few years away. Man, I’m getting old!

Wine or beer?

I used to drink beer when I was younger but now I’m a wine guy.

Favourite coffee spot in Melbourne?

I make my coffee at home – saves money!

Favourite finance website?

Mister Money Moustache. His story is pretty inspiring and showed me that early retirement is completely possible. I relate to his key messages: saving is more powerful than earning, simplifying your life is happiness, and time with your friends and family is the best investment of all.

Why should someone sign up to Clover?

I’ll give you three good reasons:

  1. It’s affordable.
    You can start investing with as little as $2,500 and fees starting as low as $5 per month.
  2. It’s easy.
    You don’t have to do any rebalancing or worry about calculating your tax summary –  we do all the hard stuff.
  3. It works.
    There’s ample evidence showing that passive investing is the best approach for consistent investment performance. But don’t take my word for it! Go and type ‘passive investing warren buffett‘ in Google and see for yourself. If it’s good enough for Warren Buffett, it’s good enough for our customers.



*You will not pay any fee to Clover during the first three months of investing with Clover. After three months, the fees will revert to the standard fees as outlined in the Clover Financial Services Guide.

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