What your favourite wine says about your investing style

Group of friends cheering with wine

First things first: if you’re sipping on a beautiful red or white right now, that already says a lot about your awesome personality. Cheers! But it turns out that your favourite tipple gives a lot more away about what type of person you really are – the wine you love might say an awful lot about what sort of investor you are.

Don’t believe us? Let’s get straight into it:
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5 important financial conversations to have with your partner

clouds in the shape of hearts

With Valentine’s Day coming up this week, loved up couples everywhere are talking dinner plans, presents and romantic gestures. But there’s one other thing you might want to bring up with your special someone and that’s money.

Because, ok, while financial discussions might not seem like the most romantic topic under the sun, having an open and honest conversation with your partner about money management and financial goals is an important step in any relationship.

But, since it can also be a tricky subject to bring up, Kirsty Lamont from comparison site Mozo has shared five money conversations that you might need to have with your significant other and her tips on how to tackle them without killing the mood. Continue reading “5 important financial conversations to have with your partner”

6 budget-friendly ideas for Valentine’s Day

 

Heart shape made with heart-shaped candies

Call us romantics, but if you have someone special in your life, you should be celebrating that love on a regularly basis – not just on Valentine’s Day. The smaller gestures make a big difference. However, we don’t blame you if you want to take that special someone out for a date this Valentine’s Day. But no need to spend a fortune because that’s not what romance is about.

Here are 6 budget-friendly ideas on how to spend your Valentine’s Day. Continue reading “6 budget-friendly ideas for Valentine’s Day”

Do’s and Don’ts of buying your first home

Woman with keys standing outside her new home

So you’ve scrimped and saved, whipped your investment portfolio into shape and now you’ve finally saved up a decent-sized home deposit. That’s the hard bit done, right? Well, not exactly.

Don’t get us wrong, saving up a home deposit is no small feat – but when it comes to the process of buying your first home, it’s just the tip of the iceberg. Now it’s time to think about all the other things you should know when making your first property purchase.

We’ve asked Steve Jovcevski, property and home loan expert at comparison site mozo.com.au to share some of his top Dos and Don’ts when it comes to taking your first step on the property ladder.

Continue reading “Do’s and Don’ts of buying your first home”

8 investing habits you can learn from tennis

 

Roger Federer

The 106th Australian Open has been served, volleyed and aced to victory right here in Melbourne, and that’s why it’s forehands, breakpoints and double faults are on our minds.

The combination of Aryna Sabalenka’s ridiculously loud grunting at Melbourne Park and the tantalising $4 million taken home by the men’s and women’s singles champions really got us thinking. Winning big sports tournaments like the Australian Open and succeeding in investing really are similar in many ways.

Both the Australian Open tennis champion and a successful investor …

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Clover and Vinomofo Customer Promotion

 

Vinomofo logo
Vinomofo Campaign

We’re partnering with our friends over at Vinomofo and are raising a glass to your financial future!

Until 28 February 2018, when you open a new Clover account, you’ll receive a free* case of mixed red wine from Vinomofo.

Wait…what? Seriously?

Yes, seriously.

You’ll get all the benefits of Clover’s low cost, hassle free investing, superb customer service AND a case of wine.

Sound good?

Then head over to this page or click the button below to learn more.


*Promotion expires 28 February 2018. Minimum $2,500 investment held for six months. If you close your Clover account before six months, you will receive your invested funds in full, less the case of wine’s $119 value.
Click here to read the full promotional terms and conditions.

2017: The Investment Year in Review

financial markets

Another year is behind us. 2017 was a year where politics, both global and domestic, seemed to dominate the news, from the ongoing turmoil in the White House, to the Parliamentary citizenship debacle here, and the historic passing of the same sex marriage legislation just as the year drew to a close.  

On the investment front, most markets and asset classes delivered returns significantly above the forecasts of a year ago. 2017 was a year in which risk was amply rewarded, with global sharemarkets in general, and emerging markets in particular, producing outsized returns for investors.  

Clover portfolio options benefited from the strong run up in global sharemarkets during 2017, in being constructed to provide more exposure to international shares relative to Australian shares, a positioning that added to relative returns during the year.

Continue reading “2017: The Investment Year in Review”

The case for being frugal (and how to make it happen)

living frugally

‘Frugal’.

It’s a word many of us associate with being cheap, mean with money or stingy – just like Scrooge McDuck. Although wealthy, Disney’s Scrooge is a particularly greedy, cruel and selfish miser who keeps his cash in a giant money bin and is reluctant to even pay Donald a mere 5 cents an hour to polish his coins.

But Scrooge gives the word ‘frugal’ a very bad name. Taken out of the Disney world, some might think a frugal duck is one who is paranoid about money, stealing everything not nailed down from a hotel room and stashing 25 cafe satchels of sugar in their pockets after a coffee.

But frugal just means fiscally conservative – or smart with money. And who doesn’t want to be smart?

Here are the real benefits of being a bit more frugal:

Continue reading “The case for being frugal (and how to make it happen)”

6 investing mistakes young Australians make

investing mistakes

Ask a seasoned Australian investor, and they will have little doubt about why they put their money to work. They’re thinking about retirement, paying off homes and giving their kids a financial boost, building great businesses – building wealth.

But when it comes to younger Australians, it’s more challenging to encourage them to start making smart investment choices. The vast majority don’t invest at all, with many saying they can’t afford it or simply don’t know enough.

Continue reading “6 investing mistakes young Australians make”