Good-quality financial advice is not available to the vast majority of Australians. Very few have access to financial advice, and if they do, it tends to be later in life and closer to retirement. It’s a similar situation with investing.
Recently, Clover was included in the above article with the headline: “Desperate deposit savers turn to risky strategies”. While some of the other investment strategies mentioned in the article are extremely risky — specifically speculative stocks and margin trading — Clover is absolutely not on that same risk scale.