Another year is behind us. 2017 was a year where politics, both global and domestic, seemed to dominate the news, from the ongoing turmoil in the White House, to the Parliamentary citizenship debacle here, and the historic passing of the same sex marriage legislation just as the year drew to a close.
On the investment front, most markets and asset classes delivered returns significantly above the forecasts of a year ago. 2017 was a year in which risk was amply rewarded, with global sharemarkets in general, and emerging markets in particular, producing outsized returns for investors.
Clover portfolio options benefited from the strong run up in global sharemarkets during 2017, in being constructed to provide more exposure to international shares relative to Australian shares, a positioning that added to relative returns during the year.
Recently, Clover was included in the above article with the headline: “Desperate deposit savers turn to risky strategies”. While some of the other investment strategies mentioned in the article are extremely risky — specifically speculative stocks and margin trading — Clover is absolutely not on that same risk scale.
One reason we started Clover is to help people invest better, and to start sooner. Investing doesn’t have to be overwhelming, convoluted or filled with jargon, and we aim to remove as much of the anxiety and complexity as possible.
Let’s be honest. The financial advice industry doesn’t have a good reputation. It’s somewhere just above Used Car Salesman, and just below Politician (seriously). And from where we’re sitting, that reputation is pretty well deserved.
At Clover, our mission is to make smart investing more personalised and more affordable. That means we’re constantly looking at ways to make Clover more customised and relevant to the things you care about, while staying true to evidence-based investing.
Since launching Clover in 2016, one of the most requested features (and a feature we’re proud to work on!) is an ethical investment option.
Today, we’re pleased to announce that you can now include Socially Responsible Investments in your Clover portfolio. You can be proud that your investments will put future you — and the world — in a better place.