This Sunday 22 April is Earth Day – the world’s largest environmental movement that makes an awful lot of awesome noise about how great our planet is – and how important it is that we as its guardians take better care of it.
If you value being sustainable, your financial practices can also have an impact on the world (and your wallet).
Continue reading “What you need to know about ethical investing”
Investing is one of the best things you can do for your money, but taking the plunge can be a daunting one, especially if you’re new. That’s why we created a beginner’s guide – to help you along, step-by-step, to become a savvy investor equipped with the basics to make an informed decision about how investing can help you reach your financial goals.
Continue reading “Get started on your #finfreedom with our Investing 101 guide”
Financial advisors stand to benefit from the rapid innovations of the financial technology industry. Staying updated with financial technology is crucial as the younger Internet generations start to accumulate wealth and seek out advice on how to balance modern and traditional ways to manage and invest money.
Continue reading “Why financial advisors should embrace fintech”
Australia’s home affordability woes have impacted a whole generation of young Australians now facing the daunting challenge of breaking into the property market.
Clover Co-Founder Harry Chemay explains why ownership rates among young Australians, particularly those under the age of 35, have experienced a significant decline over the last four decades.
Continue reading “Australia’s housing affordability woes: Part 1”
A research report from RMIT on women and money in Australia found that 48% of women were not willing to take any financial risks at all. For many women, their hard earned savings is not something they are prepared to risk.
A common perception of your typical investor is what we see in mainstream media from movies like The Wolf of Wall Street. What we aren’t shown is that there are several ways to invest and many of them don’t involve speculating on hot stocks.
Continue reading “4 things you need to do before you start investing”
Women can make amazing investors but many still feel that it’s out of their reach or too risky.
We sat down to chat with Rebecca Pritchard, Financial Coach and Gladiator at Wealth Enhancers, to talk about why women need to be investing and what they can do to start.
Continue reading “This March, #startsomethingnew with Clover”
From market research and speaking to our customers, we discovered that women know investing is a great way to grow their savings, but many feel that it’s out of their reach or too risky.
When anyone invests, it isn’t just about growing their wealth, it’s a pathway to financial independence. It’s not enough to just be saving in a cash account, especially after you take tax and inflation into account . Investing does carry risks but smart investing is about balancing risks with rewards.
With International Women’s Day coming up on 8 March, we wanted to highlight some core reasons why we think more women should start investing.
Continue reading “Why more women need to be investing”
We sat down with Vinomofo Co-founder and CEO Justin Dry to talk about money management, why his nanna is the best, and why he’s been waiting for something like Clover.com.au to hit the Australian market for a long time. Continue reading “Two Minutes with Vinomofo CEO Justin Dry”
There’s a saying among seasoned pilots that flying can best be described as long stretches of boredom punctuated by moments of sheer terror.
Many investors, reeling from the recent pullback in the US sharemarket that commenced on 5 February after the stellar returns of 2017, would no doubt share these sentiments.
For newer investors who’ve never experienced a share market pullback of this size and speed, the recent movements must have been nerve-wrecking. Media headlines screaming “market rout”, “bloodbath” and “worst point decline in history” certainly didn’t help matters either, stoking fear in the investing public for the sake of clicks, views and readership.
If you’ve just had your first experience of a sharemarket dip, welcome to the club. Grab a seat and catch your breath. It may be your first market correction but it will almost certainly not to be your last. All-time sharemarket highs followed by the occasional reversal are a feature, not a bug, of long-term investing.
First things first: if you’re sipping on a beautiful red or white right now, that already says a lot about your awesome personality. Cheers! But it turns out that your favourite tipple gives a lot more away about what type of person you really are – the wine you love might say an awful lot about what sort of investor you are.
Don’t believe us? Let’s get straight into it:
Continue reading “What your favourite wine says about your investing style”