6 investing horror stories in time for Halloween (and some great scary movies)

Do you love a good scary yarn? Are you a horror flick aficionado? Does the thought of the zombie apocalypse fill you with terror?

Bah! We’ve got some real tales from the finance crypt that will give even the bravest investor cold sweats and fits of analysis paralysis! Read on if you dare…

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How does Clover calculate my returns?

It’s a lovely spring day and because you’re in a good mood you login to your Clover dashboard to see your money at work. After giving a whoop of joy you decide to double-check these returns…and something seems off. Why are your calculations different from what you’re being shown? What’s going on?

The discrepancy has to do with how we calculate returns. We’ve decided to re-post an excellent explanation on how we calculate your fees. WARNING – some maths are involved here but we promise to keep it simple.

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What are the best ways to use your tax refund?

Ah yes, tax time. The time of year when we’re filing all of our hard-earned income to our friends at the ATO. If you’ve already filed and have received (or a due to receive) a refund then you’ve undoubtedly got some nifty ideas on where to spend your cash.

Here at Clover, we’ve utilised some incredibly complex mathematical modelling to create our Happiness vs. Time formula, and applied it to some real-life examples. Prepare to be astounded! Continue reading “What are the best ways to use your tax refund?”

Warren Buffett on investment fees

The Buffett Bet

About a year ago we wrote a piece on a remarkable bet between Warren Buffett and hedge fund-of-funds manager Ted Seides. The premise of this one million dollar bet instigated by Buffett was that over a 10 year period beginning 1 January 2008 a simple S&P 500 index fund would outperform the best, most complex strategies that any Wall Street hedge fund guru would care to put together.

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What is inflation and why it matters to your investments

 

You’re probably familiar with inflation…right?

You may be surprised. According to recent results from the HILDA survey only 77% of men and 63% of women correctly identified the concept of inflation. Moreover, there’s a difference between knowing what inflation is, and knowing the impact it has on your investments.

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