With the cold grip of winter now here, it’s no surprise if you’ve started to think about a dream getaway somewhere a lot warmer. Whether sipping Mai Tais on a beach or feeling the warm rays of blue skies in Sicily, you may be ready to ditch the winter blues.
Continue reading “7 ways to save for a dream vacation”
You know the feeling – keep on the bed socks, tie up the fleecy dressing gown, and start the day in the worst possible way by being greeted at the letterbox by your new power bill.
Just about any offensive four-letter word will capture the moment well when you take in that number after the $ sign.
Continue reading “5 ways to winter-proof your home for lower bills”
As you’re answering emails or responding to Slack notifications on the go, you may wonder if devices like the smartphone really make your life better. But, there’s little doubt that in many ways, they can make life easier.
Need to know what time it is in New York? “Hey Siri!”
Like it or not, our phones and tablets mean that answers are in the palm of our hands.
So why should it be any different for our finances?
Continue reading “6 finance apps that make your life easier”
The First Home Super Saver Scheme (“FHSS”) is a new initiative that passed into law on 13 December 2017. The scheme allows individuals to save towards their first home deposit within the superannuation system as from 1 July 2017.
The FHSS is the government’s response to helping Australians with housing affordability. But is it enough? In Part 2 of our 3-part series on Housing Affordability, we ask whether or not the FHSS is the saviour of the great Australian dream, or is it too little too late?
Continue reading “New Scheme for First Home Buyers Falls Short of the Mark”
For many, your twenties are the years in which your finances are the most stretched. You’re probably trying to save for a house, a new car or a trip, as well as trying to keep up appearances at all the social events. But it’s also the time in your life when you should be setting yourself up to be financially secure for years to come.
So how do you balance it all and learn to take control of your finances?
We asked Bessie Hassan, money expert at finder.com.au for her 5 tips on how to get yourself on the road to financial freedom.
Continue reading “5 ways to take control of your finances in your 20s”
Australia’s home affordability woes have impacted a whole generation of young Australians now facing the daunting challenge of breaking into the property market.
Clover Co-Founder Harry Chemay explains why ownership rates among young Australians, particularly those under the age of 35, have experienced a significant decline over the last four decades.
Continue reading “Australia’s housing affordability woes: Part 1”
Ah, your sweet 20s. It’s absolutely guaranteed that you will have one sack full of adventures and another full of mistakes.
But that doesn’t mean you don’t need to think about what financial shape you’ll be in once you do say hello to that inevitable 30th birthday. Because it’s about then that you may be wondering about buying a house, starting a family, and perhaps even planning for the future with healthy personal finance habits in the bank.
Saving in your 20s is hard, and racking up a mountain of debt is easy. But don’t fret – it’s never too late to start blasting that 20-something debt and setting off on the road to a bright financial future.
Continue reading “5 ways to avoid debt in your 20s”
Women can make amazing investors but many still feel that it’s out of their reach or too risky.
We sat down to chat with Rebecca Pritchard, Financial Coach and Gladiator at Wealth Enhancers, to talk about why women need to be investing and what they can do to start.
Continue reading “This March, #startsomethingnew with Clover”
With Valentine’s Day coming up this week, loved up couples everywhere are talking dinner plans, presents and romantic gestures. But there’s one other thing you might want to bring up with your special someone and that’s money.
Because, ok, while financial discussions might not seem like the most romantic topic under the sun, having an open and honest conversation with your partner about money management and financial goals is an important step in any relationship.
But, since it can also be a tricky subject to bring up, Kirsty Lamont from comparison site Mozo has shared five money conversations that you might need to have with your significant other and her tips on how to tackle them without killing the mood. Continue reading “5 important financial conversations to have with your partner”
Call us romantics, but if you have someone special in your life, you should be celebrating that love on a regularly basis – not just on Valentine’s Day. The smaller gestures make a big difference. However, we don’t blame you if you want to take that special someone out for a date this Valentine’s Day. But no need to spend a fortune because that’s not what romance is about.
Here are 6 budget-friendly ideas on how to spend your Valentine’s Day. Continue reading “6 budget-friendly ideas for Valentine’s Day”