7 ways to consider your finances over Christmas

financial review

Well, 2017 may not quite be over, but as you start getting ready to taste that turkey and pull those crackers, the Christmas lull is definitely a good time to take stock of your personal finances and make some plans, changes and resolutions for the looming year.

Here are some things to consider to get your financial house in order before 2018 starts.

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10 reasons to feel better about renting in Australia

For Rent

Turn to any page of a newspaper real estate pullout and you’ll probably feel a hefty kick to the kidney. In case you haven’t noticed, Australian housing prices are high.

But what a lot of Australians don’t also realise is that right now in Australia, because of this insane seller’s market, renters are actually winners. Here are 10 reasons to feel better about renting in Australia.

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10 things worth spending money on in your 20s

things worth buying 20s

There are purchases that are really worthwhile, and then there are impulsive purchases that you could’ve done without, like your midnight ASOS order.

Your twenties are a great time to start investing in yourself and that involves quality purchasing decisions. And yes, that probably means spending less time in Kmart.

Here are 10 things that are worth spending money on in your 20s.

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The difference between good debt and bad debt

Credit Card Online Shopping

Hang on, isn’t all debt bad?

Wrong. Well, sort of.

Technically speaking, having debt means you’ve spent money you don’t have. Sometimes this isn’t such a bad thing, as long as you’re getting long term value out of it and you’re not racking up debt to the point where you can’t see a way of ever repaying it – this is always bad debt. Continue reading “The difference between good debt and bad debt”

5 ways to curb your online shopping habit

online shopping habit

It’s quite difficult now to even remember a time before online shopping. It’s just too easy to hop on Instagram and buy the latest season’s shoes/jacket/jeans/swimwear. So easy that it’s addictive.

If you’re getting a regular ‘fix’ from hitting order on ASOS or Amazon, maybe it’s time to kick the habit to the curb and save your dollars.

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6 money tips to get you through the festive season

Money-Festive-Season

When December swings around, it’s easy to get caught up in the Christmas spirit, but there’s a fine line between feeling festive and feeling like you’ve just broken the bank.

Each year, people all over Australia head into the holiday seasons with mixed feelings of excitement and total and utter fear that they’ll come out the other side with debilitating debt that they’ll be paying off until Easter.

Fortunately, it doesn’t have to be that way.

Here are six tips to help you avoid breaking the bank this holiday season.

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Are you getting the most value out of your bank?

Getting Value From Bank

A lot of us inherit the financial institutions of our parents, mainly because they set up our bank accounts for us when we were just little tackers who were too young to do the comparison shopping ourselves.

As a result, a lot of us sail through our young adult lives with a bank we didn’t actually choose, and which may not be giving us the best deal on the market. Fortunately, the advent of the Internet has made finding the best banks infinitely easier. The secret is knowing what to look for.

Here’s what to look out for when choosing a bank.

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