6 budget-friendly ideas for Valentine’s Day

 

Heart shape made with heart-shaped candies

Call us romantics, but if you have someone special in your life, you should be celebrating that love on a regularly basis – not just on Valentine’s Day. The smaller gestures make a big difference. However, we don’t blame you if you want to take that special someone out for a date this Valentine’s Day. But no need to spend a fortune because that’s not what romance is about.

Here are 6 budget-friendly ideas on how to spend your Valentine’s Day. Continue reading “6 budget-friendly ideas for Valentine’s Day”

The case for being frugal (and how to make it happen)

living frugally

‘Frugal’.

It’s a word many of us associate with being cheap, mean with money or stingy – just like Scrooge McDuck. Although wealthy, Disney’s Scrooge is a particularly greedy, cruel and selfish miser who keeps his cash in a giant money bin and is reluctant to even pay Donald a mere 5 cents an hour to polish his coins.

But Scrooge gives the word ‘frugal’ a very bad name. Taken out of the Disney world, some might think a frugal duck is one who is paranoid about money, stealing everything not nailed down from a hotel room and stashing 25 cafe satchels of sugar in their pockets after a coffee.

But frugal just means fiscally conservative – or smart with money. And who doesn’t want to be smart?

Here are the real benefits of being a bit more frugal:

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How to solve four common money problems faced by couples

Even at the best of times, relationships can be difficult. Although most of us seek true love and that tale of ‘happily ever after’, it’s a total myth that if you find just the right person to spend your life with, you’ll never experience any conflict.

Even if you are with a very special someone who’s really suited to you, it’s never smooth sailing all the time. But there’s something that really can spell troubled waters for many, many couples:

Money.

Continue reading “How to solve four common money problems faced by couples”

7 ways to consider your finances over Christmas

financial review

Well, 2017 may not quite be over, but as you start getting ready to taste that turkey and pull those crackers, the Christmas lull is definitely a good time to take stock of your personal finances and make some plans, changes and resolutions for the looming year.

Here are some things to consider to get your financial house in order before 2018 starts.

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10 reasons to feel better about renting in Australia

For Rent

Turn to any page of a newspaper real estate pullout and you’ll probably feel a hefty kick to the kidney. In case you haven’t noticed, Australian housing prices are high.

But what a lot of Australians don’t also realise is that right now in Australia, because of this insane seller’s market, renters are actually winners. Here are 10 reasons to feel better about renting in Australia.

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10 things worth spending money on in your 20s

things worth buying 20s

There are purchases that are really worthwhile, and then there are impulsive purchases that you could’ve done without, like your midnight ASOS order.

Your twenties are a great time to start investing in yourself and that involves quality purchasing decisions. And yes, that probably means spending less time in Kmart.

Here are 10 things that are worth spending money on in your 20s.

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The difference between good debt and bad debt

Credit Card Online Shopping

Hang on, isn’t all debt bad?

Wrong. Well, sort of.

Technically speaking, having debt means you’ve spent money you don’t have. Sometimes this isn’t such a bad thing, as long as you’re getting long term value out of it and you’re not racking up debt to the point where you can’t see a way of ever repaying it – this is always bad debt. Continue reading “The difference between good debt and bad debt”

5 ways to curb your online shopping habit

online shopping habit

It’s quite difficult now to even remember a time before online shopping. It’s just too easy to hop on Instagram and buy the latest season’s shoes/jacket/jeans/swimwear. So easy that it’s addictive.

If you’re getting a regular ‘fix’ from hitting order on ASOS or Amazon, maybe it’s time to kick the habit to the curb and save your dollars.

Continue reading “5 ways to curb your online shopping habit”