When December swings around, it’s easy to get caught up in the Christmas spirit, but there’s a fine line between feeling festive and feeling like you’ve just broken the bank.
Each year, people all over Australia head into the holiday seasons with mixed feelings of excitement and total and utter fear that they’ll come out the other side with debilitating debt that they’ll be paying off until Easter.
Fortunately, it doesn’t have to be that way.
Here are six tips to help you avoid breaking the bank this holiday season.
Continue reading “6 money tips to get you through the festive season”
A lot of us inherit the financial institutions of our parents, mainly because they set up our bank accounts for us when we were just little tackers who were too young to do the comparison shopping ourselves.
As a result, a lot of us sail through our young adult lives with a bank we didn’t actually choose, and which may not be giving us the best deal on the market. Fortunately, the advent of the Internet has made finding the best banks infinitely easier. The secret is knowing what to look for.
Here’s what to look out for when choosing a bank.
Continue reading “Are you getting the most value out of your bank?”
It sounds counter-intuitive but even when you’re doing your best to be frugal and save, the most efficient thing to do is spend money – on quality everyday items. Here are 10 things to buy that will save you money in the future. Continue reading “10 things to buy that will save you money”
Sticky financial situations occur a lot between friends and it’s because Australians don’t like talking about money. In fact, most Aussies would rather talk about politics and religion than their own financial situations.
This lack of communication often results in a disconnect between how we handle our own money and how our friends expect us to, which can lead to a number of awkward situations…
We’ve picked out a handful of common money dilemmas encountered amongst friends and included some advice about how to tackle them without brushing anyone up the wrong way or making things awkward.
Continue reading “How to deal with awkward money situations”
While a lot of the time we may preach the thrifty lifestyle with all of our helpful budgeting and money saving posts (only so you can reap the rewards of good saving habits and profitable returns, mind you), there are definitely some things worth spending good money on (and we’re not talking about double shot lattes).
Here are eight everyday items worth splurging the extra cash on.
Continue reading “8 things that are worth splurging on”
The idea that you should be setting aside a portion of your income for an ‘emergency’ rather than banking it straight into your savings can be a hard one to swallow, particularly if you’ve got your eye on a new car or even your first home, but trust us – it’s worth it. The key is to start now.
Here are 5 steps you can take to start building your emergency fund.
Continue reading “The ultimate guide to building an emergency fund”
We have all dreamt of being financially independent and never having to work again. To have enough money to do the things we want to do – without borrowing it from others.
However you define your own version of financial freedom, here are 5 general steps that will help you get there.
Continue reading “5 steps to get you closer to financial freedom”
Whether it’s early days or it’s been a while, have you given some thought to how you and your partner manage money as a couple? Money can be a huge source of tension in any relationship – Harry explains how to best handle it.
Continue reading “Ask Harry: What’s the best way to handle finances as a couple?”
Sometimes it’s not about where you spend your money, but rather how you manage it. While it may pay to be strict about what you can and can’t buy, such as cutting down on your daily Mango Passion Boost Juice so you can save for that new car, it can often be more effective to simply change your approach to spending.
An alternative to cutting specific items out of your budget, is simply changing the way you think about and handle your money.
So, here are five habits you can adopt that make saving money easier.
Continue reading “Top habits that make saving money easier”
Have you ever attended a dinner party where you covered all sorts of intimate topics from past relationships to your last blood test results, but then there were crickets once someone mentioned money, their difficulty with saving or the perilous state of their credit card debt?
We don’t bat an eyelid before sharing pictures of holidays we’ve been on or dishes we’ve enjoyed, but when it comes to personal finances most of us find it too uncomfortable to share.
Why is money such a taboo topic? We did some investigating.
Continue reading “Why doesn’t anyone want to talk about money?”