As of next week, we are moving towards a better approach for calculating your investment returns.
Continue reading “We’re improving the way we report investment returns”
We’re improving the way we report investment returns
One simple habit that can help you build wealth
Clover’s Chief Technology Officer, Gareth, shares a single change you can start making to save the big bucks.
Continue reading “One simple habit that can help you build wealth”
I just put my life savings into the startup I work for.
During the past six months I’ve transferred our life savings out of a high interest savings account, and into an investment account managed by Clover, the startup I work for.
Continue reading “I just put my life savings into the startup I work for.”
What are exchange traded funds?
Exchange Traded Funds are a type of investment that’s popular due to their diversification, low fees and flexibility. In Australia, there’s more than 20 billion dollars invested via ETFs.
An ETF is essentially an investment fund that owns a large amount of individual shares, bonds, real estate or commodities, and then are sold in small parcels.
7 ways Clover takes the stress out of investing
One reason we started Clover is to help people invest better, and to start sooner. Investing doesn’t have to be overwhelming, convoluted or filled with jargon, and we aim to remove as much of the anxiety and complexity as possible.
Continue reading “7 ways Clover takes the stress out of investing”
Meet Zhoe: The 25-year-old investor, adulting like a pro
At the young age of 25, Zhoe is adulting harder than most.
She works as a marketing manager (a job she loves), has clear life goals and her finances sorted. Like, really sorted. Zhoe saves 20% of her take-home pay, which is more than double what most Aussies save.
Zhoe started investing with Clover four months ago, and hasn’t missed a monthly deposit. We wanted to know the secret behind her approach to money.
Continue reading “Meet Zhoe: The 25-year-old investor, adulting like a pro”
The Clover Manifesto
Let’s be honest. The financial advice industry doesn’t have a good reputation. It’s somewhere just above Used Car Salesman, and just below Politician (seriously). And from where we’re sitting, that reputation is pretty well deserved.
Why you should diversify your investments
Have you ever heard the term “diversification”? It’s one of those investment terms that appears everywhere, yet it’s often not explained clearly.
Diversification is the process of spreading your investments. This helps you avoid unnecessary risks, and reduces your losses on any one investment.
Continue reading “Why you should diversify your investments”
Active versus Index-Based Investing: which is better?
For as long as investing has existed in its modern form, there’s been an ongoing debate about what is the best investment philosophy. While there’s passionate opinions on each side of the fence, we think the obvious way to decide is to look at the data. Thankfully, there are studies that have looked at the results of more than 2,000 funds and compared these to historical outcomes. In this post, we’ll look at the evidence of both Active and Index-Based Investing, and share why we’re confident in our approach.
Continue reading “Active versus Index-Based Investing: which is better?”
Introducing: Clover’s Socially Responsible Investment option
At Clover, our mission is to make smart investing more personalised and more affordable. That means we’re constantly looking at ways to make Clover more customised and relevant to the things you care about, while staying true to evidence-based investing.
Since launching Clover in 2016, one of the most requested features (and a feature we’re proud to work on!) is an ethical investment option.
Today, we’re pleased to announce that you can now include Socially Responsible Investments in your Clover portfolio. You can be proud that your investments will put future you — and the world — in a better place.
Continue reading “Introducing: Clover’s Socially Responsible Investment option”