With yet another financial year over, we take the opportunity to look back on the past twelve months and review what it has meant for investors.
Why the founders of YourGrocer believe in socially responsible investing

Morgan and Nicolette love big ideas, startups and keeping things local. They were part of the founding group at Thankyou and later started YourGrocer, a same-day delivery service from local grocers, butchers, bakers and shops. We sat down over brisket at Le Bon Ton to talk life, work and money.
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Is investing with Clover… risky?

Recently, Clover was included in the above article with the headline: “Desperate deposit savers turn to risky strategies”. While some of the other investment strategies mentioned in the article are extremely risky — specifically speculative stocks and margin trading — Clover is absolutely not on that same risk scale.
Don’t let volatility Trump your investment plans
Note: This post was originally published and sent to our clients on November 10, 2016, the day after Donald Trump was elected President. At that moment, global stock markets were falling, and many investors were panicking. We’re reposting now — unedited — our advice to hold through volatile times. Thankfully, the overwhelming majority of our customers did continue to hold their investments, and have been rewarded with significant growth since November 2016.
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5 ways the new Budget could affect you
Last night liberal treasurer Scott Morrison handed down the 2017/18 Budget. As Commonwealth Budgets go — and I’ve sat through my fair share over the past twenty years — it was remarkably uncontroversial, with many of the key initiatives being widely telegraphed in the weeks leading up to budget night.
We’ve combed through the papers and pulled the top 5 Budget announcements that we think our clients should know about.
Your brain is making you poorer
On tea and sympathy: I had a catch up this weekend past with a family friend, a lady my mum’s generation who I’ve known for years. I’m going to call her Sue (she didn’t want to use her actual name). During our tea and debrief session, we got onto the topic of money.
We’re improving the way we report investment returns
As of next week, we are moving towards a better approach for calculating your investment returns.
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One simple habit that can help you build wealth
Clover’s Chief Technology Officer, Gareth, shares a single change you can start making to save the big bucks.
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I just put my life savings into the startup I work for.
During the past six months I’ve transferred our life savings out of a high interest savings account, and into an investment account managed by Clover, the startup I work for.
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What are exchange traded funds?
Exchange Traded Funds are a type of investment that’s popular due to their diversification, low fees and flexibility. In Australia, there’s more than 20 billion dollars invested via ETFs.
An ETF is essentially an investment fund that owns a large amount of individual shares, bonds, real estate or commodities, and then are sold in small parcels.