The beauty of budgeting is that it helps you realise when you’re making ridiculous impulse purchases at IKEA again, but what a lot of Australians don’t realise is that a bundle of that extra money you could be saving each month is disguised as ‘essential purchases’ in your budget.
Here are 10 ways to trim the fat from your budget this year and save a bucket load.
One of the major flaws with the current education system is that more often than not you come out the other end of it knowing how to make a mean diorama but have absolutely no idea what hell compound interest is or how powerful it can be.
Continue reading “5 mistakes every young Australian makes with their money”
Learning from your own experience is good, but it’s even better to learn from the experience (and mistakes!) of others.
Enter… Kayne.
Continue reading “6 lessons Kanye can teach you about money”
With yet another financial year over, we take the opportunity to look back on the past twelve months and review what it has meant for investors.
Morgan and Nicolette love big ideas, startups and keeping things local. They were part of the founding group at Thankyou and later started YourGrocer, a same-day delivery service from local grocers, butchers, bakers and shops. We sat down over brisket at Le Bon Ton to talk life, work and money.
Continue reading “Why the founders of YourGrocer believe in socially responsible investing”
Recently, Clover was included in the above article with the headline: “Desperate deposit savers turn to risky strategies”. While some of the other investment strategies mentioned in the article are extremely risky — specifically speculative stocks and margin trading — Clover is absolutely not on that same risk scale.
Note: This post was originally published and sent to our clients on November 10, 2016, the day after Donald Trump was elected President. At that moment, global stock markets were falling, and many investors were panicking. We’re reposting now — unedited — our advice to hold through volatile times. Thankfully, the overwhelming majority of our customers did continue to hold their investments, and have been rewarded with significant growth since November 2016.
Continue reading “Don’t let volatility Trump your investment plans”
Last night liberal treasurer Scott Morrison handed down the 2017/18 Budget. As Commonwealth Budgets go — and I’ve sat through my fair share over the past twenty years — it was remarkably uncontroversial, with many of the key initiatives being widely telegraphed in the weeks leading up to budget night.
We’ve combed through the papers and pulled the top 5 Budget announcements that we think our clients should know about.
On tea and sympathy: I had a catch up this weekend past with a family friend, a lady my mum’s generation who I’ve known for years. I’m going to call her Sue (she didn’t want to use her actual name). During our tea and debrief session, we got onto the topic of money.
As of next week, we are moving towards a better approach for calculating your investment returns.
Continue reading “We’re improving the way we report investment returns”
