We all have cognitive biases in our lives – an inclination to give a preference to something or someone. Biases distort our thinking and often result in us making poor and ill-informed decisions. Very often we’re not even aware we have them! Worst of all, these biases can lead to very bad investment choices.
Continue reading “5 biases that can make you a terrible investor”
You know the feeling – keep on the bed socks, tie up the fleecy dressing gown, and start the day in the worst possible way by being greeted at the letterbox by your new power bill.
Just about any offensive four-letter word will capture the moment well when you take in that number after the $ sign.
Continue reading “5 ways to winter-proof your home for lower bills”
As you’re answering emails or responding to Slack notifications on the go, you may wonder if devices like the smartphone really make your life better. But, there’s little doubt that in many ways, they can make life easier.
Need to know what time it is in New York? “Hey Siri!”
Like it or not, our phones and tablets mean that answers are in the palm of our hands.
So why should it be any different for our finances?
Continue reading “6 finance apps that make your life easier”
The First Home Super Saver Scheme (FHSS) is a new initiative that passed into law on 13 December 2017. The scheme allows individuals to save towards their first home deposit within the superannuation system as from 1 July 2017.
The FHSS is the government’s response to helping Australians with housing affordability. But is it enough? In Part 2 of our 3-part series on Housing Affordability, we ask whether or not the FHSS is the saviour of the great Australian dream, or is it too little too late?
Continue reading “New Scheme for First Home Buyers Falls Short of the Mark”
This Sunday 22 April is Earth Day – the world’s largest environmental movement that makes an awful lot of awesome noise about how great our planet is – and how important it is that we as its guardians take better care of it.
If you value being sustainable, your financial practices can also have an impact on the world (and your wallet).
Continue reading “What you need to know about ethical investing”
For many, your twenties are the years in which your finances are the most stretched. You’re probably trying to save for a house, a new car or a trip, as well as trying to keep up appearances at all the social events. But it’s also the time in your life when you should be setting yourself up to be financially secure for years to come.
So how do you balance it all and learn to take control of your finances?
We asked Bessie Hassan, money expert at finder.com.au for her 5 tips on how to get yourself on the road to financial freedom.
Continue reading “5 ways to take control of your finances in your 20s”
Investing is one of the best things you can do for your money, but taking the plunge can be a daunting one, especially if you’re new. That’s why we created a beginner’s guide – to help you along, step-by-step, to become a savvy investor equipped with the basics to make an informed decision about how investing can help you reach your financial goals.
Continue reading “Get started on your #finfreedom with our Investing 101 guide”
Financial advisors stand to benefit from the rapid innovations of the financial technology industry. Staying updated with financial technology is crucial as the younger Internet generations start to accumulate wealth and seek out advice on how to balance modern and traditional ways to manage and invest money.
Continue reading “Why financial advisors should embrace fintech”
Australia’s home affordability woes have impacted a whole generation of young Australians now facing the daunting challenge of breaking into the property market.
Clover Co-Founder Harry Chemay explains why ownership rates among young Australians, particularly those under the age of 35, have experienced a significant decline over the last four decades.
Continue reading “Australia’s housing affordability woes: Part 1”
A research report from RMIT on women and money in Australia found that 48% of women were not willing to take any financial risks at all. For many women, their hard earned savings is not something they are prepared to risk.
A common perception of your typical investor is what we see in mainstream media from movies like The Wolf of Wall Street. What we aren’t shown is that there are several ways to invest and many of them don’t involve speculating on hot stocks.
Continue reading “4 things you need to do before you start investing”