The concept of ‘Christmas’ means something a little different for everyone. Famous positive thinker Norman Vincent Peale perhaps put it best when he said this special time of year “waves a magic wand” and makes “everything softer and more beautiful”.
Indeed: most of us slow down at Christmas and spend that extra time with those we really love, and those who are connected to us that we perhaps don’t see quite as much during the busyness of the working year. But many of us also feel the wider pull of that spirit of togetherness and gift-giving, and find ourselves thinking ‘how can I give a little something back?‘
In fact, giving up some of our time, thoughts and money can be nothing short of life-changing, both for the giver and for the recipient. So as another long and bustling year winds down, we’ve come up with five easy and meaningful ways young and busy Australians can give back this Christmas.
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Investing is one of the best things you can do for your money, but taking the plunge into the world of investments can be a daunting one, especially if you don’t know much about it.
The first step to investing well is doing the research, which means you’re basically halfway there. Almost. There’s still a bit to know before you buy your first share. Luckily for you, one of the greatest advantages young investors have is time.
Here’s how to invest for the first time.
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Merriam-Webster defines addiction as a “compulsive need” to consume a “habit-forming substance”. It goes on to explain that if you’re not getting your hit, there are “symptoms upon withdrawal”. Now, glance away from your tiny little screen for a few seconds and ask yourself this question:
Are you addicted to social media?
Continue reading “5 ways to control your social media addiction”
There are purchases that are really worthwhile, and then there are impulsive purchases that you could’ve done without, like your midnight ASOS order.
Your twenties are a great time to start investing in yourself and that involves quality purchasing decisions. And yes, that probably means spending less time in Kmart.
Here are 10 things that are worth spending money on in your 20s.
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Researching all the available options for you as a first-time investor is a critical step that shouldn’t be missed. Even if you end up paying a third party to manage your investments, you will need to understand how they will invest on your behalf and what to expect from them.
Investment funds such as exchange traded funds (ETFs) and index funds are a popular choice for those new to investing. Learn more about how they work, their advantages and disadvantages so that you can decide on the best investment strategy for you.
Continue reading “Exchange Traded Funds vs Index Funds”
Hang on, isn’t all debt bad?
Wrong. Well, sort of.
Technically speaking, having debt means you’ve spent money you don’t have. Sometimes this isn’t such a bad thing, as long as you’re getting long term value out of it and you’re not racking up debt to the point where you can’t see a way of ever repaying it – this is always bad debt. Continue reading “The difference between good debt and bad debt”
Chances are you’ve probably joked about never being able to afford a house with your friends, but have you actually sat down to crunch the numbers? We have.
Continue reading “How long does it take to save for a house deposit in Australia?”
Investing can be daunting for anyone who’s never done it before, beyond putting their money into a high-interest savings account (that may not even keep up with inflation).
But investing doesn’t have to be scary, in fact it should be exciting, because at the end of the day you’re growing your wealth. The trick to it is understanding the basics, so we’ve pulled together five fundamentals that’ll help you manage your money in the market.
Here are five rules to live by when it comes to investing.
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It’s quite difficult now to even remember a time before online shopping. It’s just too easy to hop on Instagram and buy the latest season’s shoes/jacket/jeans/swimwear. So easy that it’s addictive.
If you’re getting a regular ‘fix’ from hitting order on ASOS or Amazon, maybe it’s time to kick the habit to the curb and save your dollars.
Continue reading “5 ways to curb your online shopping habit”
When December swings around, it’s easy to get caught up in the Christmas spirit, but there’s a fine line between feeling festive and feeling like you’ve just broken the bank.
Each year, people all over Australia head into the holiday seasons with mixed feelings of excitement and total and utter fear that they’ll come out the other side with debilitating debt that they’ll be paying off until Easter.
Fortunately, it doesn’t have to be that way.
Here are six tips to help you avoid breaking the bank this holiday season.
Continue reading “6 money tips to get you through the festive season”