5 ways to take control of your finances in your 20s

For many, your twenties are the years in which your finances are the most stretched. You’re probably trying to save for a house, a new car or a trip, as well as trying to keep up appearances at all the social events. But it’s also the time in your life when you should be setting yourself up to be financially secure for years to come.

So how do you balance it all and learn to take control of your finances?

We asked Bessie Hassan, money expert at finder.com.au for her 5 tips on how to get yourself on the road to financial freedom.
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Get started on your #finfreedom with our Investing 101 guide

Investing is one of the best things you can do for your money, but taking the plunge can be a daunting one, especially if you’re new. That’s why we created a beginner’s guide – to help you along, step-by-step, to become a savvy investor equipped with the basics to make an informed decision about how investing can help you reach your financial goals.

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4 things you need to do before you start investing

A research report from RMIT on women and money in Australia found that 48% of women were not willing to take any financial risks at all. For many women, their hard earned savings is not something they are prepared to risk.

A common perception of your typical investor is what we see in mainstream media from movies like The Wolf of Wall Street. What we aren’t shown is that there are several ways to invest and many of them don’t involve speculating on hot stocks.

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5 ways to avoid debt in your 20s

Hands opening up an empty wallet

 

Ah, your sweet 20s. It’s absolutely guaranteed that you will have one sack full of adventures and another full of mistakes.

But that doesn’t mean you don’t need to think about what financial shape you’ll be in once you do say hello to that inevitable 30th birthday. Because it’s about then that you may be wondering about buying a house, starting a family, and perhaps even planning for the future with healthy personal finance habits in the bank.

Saving in your 20s is hard, and racking up a mountain of debt is easy. But don’t fret – it’s never too late to start blasting that 20-something debt and setting off on the road to a bright financial future.
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What your favourite wine says about your investing style

Group of friends cheering with wine

First things first: if you’re sipping on a beautiful red or white right now, that already says a lot about your awesome personality. Cheers! But it turns out that your favourite tipple gives a lot more away about what type of person you really are – the wine you love might say an awful lot about what sort of investor you are.

Don’t believe us? Let’s get straight into it:
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5 important financial conversations to have with your partner

clouds in the shape of hearts

With Valentine’s Day coming up this week, loved up couples everywhere are talking dinner plans, presents and romantic gestures. But there’s one other thing you might want to bring up with your special someone and that’s money.

Because, ok, while financial discussions might not seem like the most romantic topic under the sun, having an open and honest conversation with your partner about money management and financial goals is an important step in any relationship.

But, since it can also be a tricky subject to bring up, Kirsty Lamont from comparison site Mozo has shared five money conversations that you might need to have with your significant other and her tips on how to tackle them without killing the mood. Continue reading “5 important financial conversations to have with your partner”

Clover and Vinomofo Customer Promotion

 

Vinomofo logo
Vinomofo Campaign

We’re partnering with our friends over at Vinomofo and are raising a glass to your financial future!

Until 17 March 2018, when you open a new Clover account, you’ll receive a free* case of mixed red wine from Vinomofo.

Wait…what? Seriously?

Yes, seriously.

You’ll get all the benefits of Clover’s low cost, hassle free investing, superb customer service AND a case of wine.

Sound good?

Then head over to this page or click the button below to learn more.


*Promotion expires 17 March 2018. Minimum $2,500 investment held for six months. If you close your Clover account before six months, you will receive your invested funds in full, less the case of wine’s $119 value.
Click here to read the full promotional terms and conditions.

6 investing mistakes young Australians make

investing mistakes

Ask a seasoned Australian investor, and they will have little doubt about why they put their money to work. They’re thinking about retirement, paying off homes and giving their kids a financial boost, building great businesses – building wealth.

But when it comes to younger Australians, it’s more challenging to encourage them to start making smart investment choices. The vast majority don’t invest at all, with many saying they can’t afford it or simply don’t know enough.

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