Australia’s housing affordability woes: Part 1

couple in house with boxes

Australia’s home affordability woes have impacted a whole generation of young Australians now facing the daunting challenge of breaking into the property market.

Clover Co-Founder Harry Chemay explains why ownership rates among young Australians, particularly those under the age of 35, have experienced a significant decline over the last four decades.

Continue reading “Australia’s housing affordability woes: Part 1”

5 ways Australians can give back this Christmas

Christmas donation

The concept of ‘Christmas’ means something a little different for everyone. Famous positive thinker Norman Vincent Peale perhaps put it best when he said this special time of year “waves a magic wand” and makes “everything softer and more beautiful”.

Indeed: most of us slow down at Christmas and spend that extra time with those we really love, and those who are connected to us that we perhaps don’t see quite as much during the busyness of the working year. But many of us also feel the wider pull of that spirit of togetherness and gift-giving, and find ourselves thinking ‘how can I give a little something back?

In fact, giving up some of our time, thoughts and money can be nothing short of life-changing, both for the giver and for the recipient. So as another long and bustling year winds down, we’ve come up with five easy and meaningful ways young and busy Australians can give back this Christmas.

Continue reading “5 ways Australians can give back this Christmas”

10 things to cut from your budget

coffee-cup-cut-budget

The beauty of budgeting is that it helps you realise when you’re making ridiculous impulse purchases at IKEA again, but what a lot of Australians don’t realise is that a bundle of that extra money you could be saving each month is disguised as ‘essential purchases’ in your budget.

Here are 10 ways to trim the fat from your budget this year and save a bucket load.

Continue reading “10 things to cut from your budget”