5 important financial conversations to have with your partner

clouds in the shape of hearts

With Valentine’s Day coming up this week, loved up couples everywhere are talking dinner plans, presents and romantic gestures. But there’s one other thing you might want to bring up with your special someone and that’s money.

Because, ok, while financial discussions might not seem like the most romantic topic under the sun, having an open and honest conversation with your partner about money management and financial goals is an important step in any relationship.

But, since it can also be a tricky subject to bring up, Kirsty Lamont from comparison site Mozo has shared five money conversations that you might need to have with your significant other and her tips on how to tackle them without killing the mood. Continue reading “5 important financial conversations to have with your partner”

6 budget-friendly ideas for Valentine’s Day

 

Heart shape made with heart-shaped candies

Call us romantics, but if you have someone special in your life, you should be celebrating that love on a regularly basis – not just on Valentine’s Day. The smaller gestures make a big difference. However, we don’t blame you if you want to take that special someone out for a date this Valentine’s Day. But no need to spend a fortune because that’s not what romance is about.

Here are 6 budget-friendly ideas on how to spend your Valentine’s Day. Continue reading “6 budget-friendly ideas for Valentine’s Day”

The case for being frugal (and how to make it happen)

living frugally

‘Frugal’.

It’s a word many of us associate with being cheap, mean with money or stingy – just like Scrooge McDuck. Although wealthy, Disney’s Scrooge is a particularly greedy, cruel and selfish miser who keeps his cash in a giant money bin and is reluctant to even pay Donald a mere 5 cents an hour to polish his coins.

But Scrooge gives the word ‘frugal’ a very bad name. Taken out of the Disney world, some might think a frugal duck is one who is paranoid about money, stealing everything not nailed down from a hotel room and stashing 25 cafe satchels of sugar in their pockets after a coffee.

But frugal just means fiscally conservative – or smart with money. And who doesn’t want to be smart?

Here are the real benefits of being a bit more frugal:

Continue reading “The case for being frugal (and how to make it happen)”

The best apps to solve share house money woes

Housemate apps clover

It’s a fact: Living with housemates can be stressful, even at the best of times.

Waiting for your turn in the shower, people pinching your food or the pile of dirty dishes always cluttering up the kitchen sink are just the tip of the share house nightmares iceberg.

On top of these common pain points, shared living often comes with awkward conversations surrounding the splitting of shared expenses.

Continue reading “The best apps to solve share house money woes”

How to budget for that once-in-a-lifetime Eurotrip

Unfortunately, slotting a handful of gold coins in a piggy bank at the end of the day won’t get you much further than across the road for a coffee. In order to get that South of France tan, you need to know how to budget – and budget well.

Fortunately for you, we’ve put together a list of tips and tricks that’ll get you halfway around the world before you can say ‘Brexit’, simply follow these seven steps.

Continue reading “How to budget for that once-in-a-lifetime Eurotrip”

How to solve four common money problems faced by couples

Even at the best of times, relationships can be difficult. Although most of us seek true love and that tale of ‘happily ever after’, it’s a total myth that if you find just the right person to spend your life with, you’ll never experience any conflict.

Even if you are with a very special someone who’s really suited to you, it’s never smooth sailing all the time. But there’s something that really can spell troubled waters for many, many couples:

Money.

Continue reading “How to solve four common money problems faced by couples”

10 things worth spending money on in your 20s

things worth buying 20s

There are purchases that are really worthwhile, and then there are impulsive purchases that you could’ve done without, like your midnight ASOS order.

Your twenties are a great time to start investing in yourself and that involves quality purchasing decisions. And yes, that probably means spending less time in Kmart.

Here are 10 things that are worth spending money on in your 20s.

Continue reading “10 things worth spending money on in your 20s”

5 ways to curb your online shopping habit

online shopping habit

It’s quite difficult now to even remember a time before online shopping. It’s just too easy to hop on Instagram and buy the latest season’s shoes/jacket/jeans/swimwear. So easy that it’s addictive.

If you’re getting a regular ‘fix’ from hitting order on ASOS or Amazon, maybe it’s time to kick the habit to the curb and save your dollars.

Continue reading “5 ways to curb your online shopping habit”

6 money tips to get you through the festive season

Money-Festive-Season

When December swings around, it’s easy to get caught up in the Christmas spirit, but there’s a fine line between feeling festive and feeling like you’ve just broken the bank.

Each year, people all over Australia head into the holiday seasons with mixed feelings of excitement and total and utter fear that they’ll come out the other side with debilitating debt that they’ll be paying off until Easter.

Fortunately, it doesn’t have to be that way.

Here are six tips to help you avoid breaking the bank this holiday season.

Continue reading “6 money tips to get you through the festive season”

Top habits that make saving money easier

money saving habits

Sometimes it’s not about where you spend your money, but rather how you manage it. While it may pay to be strict about what you can and can’t buy, such as cutting down on your daily Mango Passion Boost Juice so you can save for that new car, it can often be more effective to simply change your approach to spending.

An alternative to cutting specific items out of your budget, is simply changing the way you think about and handle your money.

So, here are five habits you can adopt that make saving money easier.

Continue reading “Top habits that make saving money easier”