Yeay, we made it!! The end of another work year. Seriously, where did 2018 go? Now that you’ve made it to the finish line, it’s time to kick those work shoes off, grab a cold beverage and relax. And what better way to unwind than burying yourself in a good book?
Continue reading “The Clover holiday reading guide – summer 2018/19”
Benjamin Franklin once wrote that only two things in life are certain: death and taxes. It’s also tempting to conclude that they may be the things that most worry us – but you’d be wrong.
Death, and our health more generally, may be important to us, but there’s something we are more afraid of:
Continue reading “How to deal with financial anxiety”
Well, 2017 may not quite be over, but as you start getting ready to taste that turkey and pull those crackers, the Christmas lull is definitely a good time to take stock of your personal finances and make some plans, changes and resolutions for the looming year.
Here are some things to consider to get your financial house in order before 2018 starts.
Continue reading “7 ways to consider your finances over Christmas”
The concept of ‘Christmas’ means something a little different for everyone. Famous positive thinker Norman Vincent Peale perhaps put it best when he said this special time of year “waves a magic wand” and makes “everything softer and more beautiful”.
Indeed: most of us slow down at Christmas and spend that extra time with those we really love, and those who are connected to us that we perhaps don’t see quite as much during the busyness of the working year. But many of us also feel the wider pull of that spirit of togetherness and gift-giving, and find ourselves thinking ‘how can I give a little something back?‘
In fact, giving up some of our time, thoughts and money can be nothing short of life-changing, both for the giver and for the recipient. So as another long and bustling year winds down, we’ve come up with five easy and meaningful ways young and busy Australians can give back this Christmas.
Continue reading “5 ways Australians can give back this Christmas”
When December swings around, it’s easy to get caught up in the Christmas spirit, but there’s a fine line between feeling festive and feeling like you’ve just broken the bank.
Each year, people all over Australia head into the holiday seasons with mixed feelings of excitement and total and utter fear that they’ll come out the other side with debilitating debt that they’ll be paying off until Easter.
Fortunately, it doesn’t have to be that way.
Here are six tips to help you avoid breaking the bank this holiday season.
Continue reading “6 money tips to get you through the festive season”