5 important financial conversations to have with your partner

clouds in the shape of hearts

With Valentine’s Day coming up this week, loved up couples everywhere are talking dinner plans, presents and romantic gestures. But there’s one other thing you might want to bring up with your special someone and that’s money.

Because, ok, while financial discussions might not seem like the most romantic topic under the sun, having an open and honest conversation with your partner about money management and financial goals is an important step in any relationship.

But, since it can also be a tricky subject to bring up, Kirsty Lamont from comparison site Mozo has shared five money conversations that you might need to have with your significant other and her tips on how to tackle them without killing the mood. Continue reading “5 important financial conversations to have with your partner”

6 budget-friendly ideas for Valentine’s Day

 

Heart shape made with heart-shaped candies

Call us romantics, but if you have someone special in your life, you should be celebrating that love on a regularly basis – not just on Valentine’s Day. The smaller gestures make a big difference. However, we don’t blame you if you want to take that special someone out for a date this Valentine’s Day. But no need to spend a fortune because that’s not what romance is about.

Here are 6 budget-friendly ideas on how to spend your Valentine’s Day. Continue reading “6 budget-friendly ideas for Valentine’s Day”

The case for being frugal (and how to make it happen)

living frugally

‘Frugal’.

It’s a word many of us associate with being cheap, mean with money or stingy – just like Scrooge McDuck. Although wealthy, Disney’s Scrooge is a particularly greedy, cruel and selfish miser who keeps his cash in a giant money bin and is reluctant to even pay Donald a mere 5 cents an hour to polish his coins.

But Scrooge gives the word ‘frugal’ a very bad name. Taken out of the Disney world, some might think a frugal duck is one who is paranoid about money, stealing everything not nailed down from a hotel room and stashing 25 cafe satchels of sugar in their pockets after a coffee.

But frugal just means fiscally conservative – or smart with money. And who doesn’t want to be smart?

Here are the real benefits of being a bit more frugal:

Continue reading “The case for being frugal (and how to make it happen)”

The best apps to solve share house money woes

Housemate apps clover

It’s a fact: Living with housemates can be stressful, even at the best of times.

Waiting for your turn in the shower, people pinching your food or the pile of dirty dishes always cluttering up the kitchen sink are just the tip of the share house nightmares iceberg.

On top of these common pain points, shared living often comes with awkward conversations surrounding the splitting of shared expenses.

Continue reading “The best apps to solve share house money woes”

How to budget for that once-in-a-lifetime Eurotrip

Unfortunately, slotting a handful of gold coins in a piggy bank at the end of the day won’t get you much further than across the road for a coffee. In order to get that South of France tan, you need to know how to budget – and budget well.

Fortunately for you, we’ve put together a list of tips and tricks that’ll get you halfway around the world before you can say ‘Brexit’, simply follow these seven steps.

Continue reading “How to budget for that once-in-a-lifetime Eurotrip”

10 things to cut from your budget

coffee-cup-cut-budget

The beauty of budgeting is that it helps you realise when you’re making ridiculous impulse purchases at IKEA again, but what a lot of Australians don’t realise is that a bundle of that extra money you could be saving each month is disguised as ‘essential purchases’ in your budget.

Here are 10 ways to trim the fat from your budget this year and save a bucket load.

Continue reading “10 things to cut from your budget”

How a New Year’s Resolution completely changed the way I think about money

I never liked New Year’s resolutions. As a free-spirit, the idea of committing to one single goal for an entire year is NOT exciting. By mid-February, I’m usually bored, out of willpower, and looking for another adventure.

But twelve one-month long experimental resolutions? Now there’s an idea…

Continue reading “How a New Year’s Resolution completely changed the way I think about money”