Get started on your #finfreedom with our Investing 101 guide

Investing is one of the best things you can do for your money, but taking the plunge can be a daunting one, especially if you’re new. That’s why we created a beginner’s guide – to help you along, step-by-step, to become a savvy investor equipped with the basics to make an informed decision about how investing can help you reach your financial goals.

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4 things you need to do before you start investing

A research report from RMIT on women and money in Australia found that 48% of women were not willing to take any financial risks at all. For many women, their hard earned savings is not something they are prepared to risk.

A common perception of your typical investor is what we see in mainstream media from movies like The Wolf of Wall Street. What we aren’t shown is that there are several ways to invest and many of them don’t involve speculating on hot stocks.

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Why more women need to be investing

Woman growing her wealth

From market research and speaking to our customers, we discovered that women know investing is a great way to grow their savings, but many feel that it’s out of their reach or too risky.

When anyone invests, it isn’t just about growing their wealth, it’s a pathway to financial independence. It’s not enough to just be saving in a cash account, especially after you take tax and inflation into account . Investing does carry risks but smart investing is about balancing risks with rewards.

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Clover and Vinomofo Customer Promotion

 

Vinomofo logo
Vinomofo Campaign

We’re partnering with our friends over at Vinomofo and are raising a glass to your financial future!

Until 17 March 2018, when you open a new Clover account, you’ll receive a free* case of mixed red wine from Vinomofo.

Wait…what? Seriously?

Yes, seriously.

You’ll get all the benefits of Clover’s low cost, hassle free investing, superb customer service AND a case of wine.

Sound good?

Then head over to this page or click the button below to learn more.


*Promotion expires 17 March 2018. Minimum $2,500 investment held for six months. If you close your Clover account before six months, you will receive your invested funds in full, less the case of wine’s $119 value.
Click here to read the full promotional terms and conditions.

2017: The Investment Year in Review

financial markets

Another year is behind us. 2017 was a year where politics, both global and domestic, seemed to dominate the news, from the ongoing turmoil in the White House, to the Parliamentary citizenship debacle here, and the historic passing of the same sex marriage legislation just as the year drew to a close.  

On the investment front, most markets and asset classes delivered returns significantly above the forecasts of a year ago. 2017 was a year in which risk was amply rewarded, with global sharemarkets in general, and emerging markets in particular, producing outsized returns for investors.  

Clover portfolio options benefited from the strong run up in global sharemarkets during 2017, in being constructed to provide more exposure to international shares relative to Australian shares, a positioning that added to relative returns during the year.

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6 investing mistakes young Australians make

investing mistakes

Ask a seasoned Australian investor, and they will have little doubt about why they put their money to work. They’re thinking about retirement, paying off homes and giving their kids a financial boost, building great businesses – building wealth.

But when it comes to younger Australians, it’s more challenging to encourage them to start making smart investment choices. The vast majority don’t invest at all, with many saying they can’t afford it or simply don’t know enough.

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7 ways to consider your finances over Christmas

financial review

Well, 2017 may not quite be over, but as you start getting ready to taste that turkey and pull those crackers, the Christmas lull is definitely a good time to take stock of your personal finances and make some plans, changes and resolutions for the looming year.

Here are some things to consider to get your financial house in order before 2018 starts.

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