Meet Zhoe: The 25-year-old investor, adulting like a pro

At the young age of 25, Zhoe is adulting harder than most.

She works as a marketing manager (a job she loves), has clear life goals and her finances sorted. Like, really sorted. Zhoe saves 20% of her take-home pay, which is more than double what most Aussies save.

Zhoe started investing with Clover four months ago, and hasn’t missed a monthly deposit. We wanted to know the secret behind her approach to money.

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How a New Year’s Resolution completely changed the way I think about money

I never liked New Year’s resolutions. As a free-spirit, the idea of committing to one single goal for an entire year is NOT exciting. By mid-February, I’m usually bored, out of willpower, and looking for another adventure.

But twelve one-month long experimental resolutions? Now there’s an idea…

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