Why doesn’t anyone want to talk about money?

awkward couple

Have you ever attended a dinner party where you covered all sorts of intimate topics from past relationships to your last blood test results, but then there were crickets once someone mentioned money, their difficulty with saving or the perilous state of their credit card debt?

We don’t bat an eyelid before sharing pictures of holidays we’ve been on or dishes we’ve enjoyed, but when it comes to personal finances most of us find it too uncomfortable to share.

Why is money such a taboo topic? We did some investigating.

Continue reading “Why doesn’t anyone want to talk about money?”

Why saving money is almost impossible for young Australians

In an age where one French pastry a week costs more than private health insurance, breakfast for two is steeper than a tank of petrol, and houses in metropolitan Australia cost more than an 84-acre island off Vanuatu, it’s almost impossible for young Australians to save money.

But why are we cracking open our piggy banks five years into our careers, only to find an expired HelloFresh voucher and a few stray bobby pins? Here’s why.

Continue reading “Why saving money is almost impossible for young Australians”

Meet Zhoe: The 25-year-old investor, adulting like a pro

At the young age of 25, Zhoe is adulting harder than most.

She works as a marketing manager (a job she loves), has clear life goals and her finances sorted. Like, really sorted. Zhoe saves 20% of her take-home pay, which is more than double what most Aussies save.

Zhoe started investing with Clover four months ago, and hasn’t missed a monthly deposit. We wanted to know the secret behind her approach to money.

Continue reading “Meet Zhoe: The 25-year-old investor, adulting like a pro”

No risk, no reward: the truth about high interest savings accounts

Remember the first time you received interest from your savings account? Whether it’s $100 or just 10 cents, it’s a magical feeling seeing “free” money appear in your account. But feelings can be deceptive, and if you think you’re earning significant money from a high interest savings account, you should look closer.

Continue reading “No risk, no reward: the truth about high interest savings accounts”

The Clover.com.au Holiday Reading Guide

Another year is drawing to a close. You’ve met some insane project deadlines, juggled a hectic working life with an equally hectic social life, and maybe burned the candle at both ends.

With the holidays close by, hopefully you’re finding ways to slow down. What better way to relax than with a great read, preferably under dappled sunlight. In today’s non-stop, round-the-clock existence, reading for pleasure is an indulgence.

Continue reading “The Clover.com.au Holiday Reading Guide”